Punjab Kisan Card Rabi 2026 brings better news for wheat-season farmers: the interest-free limit for DAP fertiliser has been raised to Rs 33,500 per acre. On 29 October 2026, the Punjab government added Rs 3,500 per acre for DAP, lifting the limit from Rs 30,000 to Rs 33,500 per acre for Rabi 2026–27. The change helps small farmers buy fertiliser on time.
Rs 17 billion has been set aside for more than 1 million small farmers, and Rs 150 billion in interest-free Kisan Card loans is planned for the Rabi season. This article explains the new DAP limit, the card’s loan terms, how to register, and how repayment works.
| Kisan Card Rabi 2026 — Key Facts | Details |
|---|---|
| New DAP limit | Rs 33,500 per acre |
| Previous DAP limit | Rs 30,000 per acre |
| Increase announced | 29 October 2026 (+Rs 3,500 per acre) |
| Funds set aside | Rs 17 billion, for 1 million+ small farmers |
| Rabi season loans planned | Rs 150 billion, interest-free |
| Per-acre loan (Phase II) | Rs 30,000, up to Rs 360,000 |
| Register by SMS | PKC [space] CNIC to 8070 |
DAP Limit Raised to Rs 33,500 Per Acre
The headline change for Rabi 2026–27 is the higher DAP limit. On 29 October 2026, the Punjab government added Rs 3,500 per acre in interest-free credit for DAP fertiliser on the Kisan Card. The limit rose from Rs 30,000 to Rs 33,500 per acre. DAP is a key fertiliser for wheat sowing, and the extra credit helps farmers buy enough of it at the right time.
- New limit: Rs 33,500 per acre for DAP.
- Old limit: Rs 30,000 per acre.
- Increase: Rs 3,500 per acre, announced 29 October 2026.
Rs 17 Billion for More Than 1 Million Farmers
Rs 17 billion has been set aside to support more than 1 million small farmers through the Kisan Card in this round. The wider plan is larger still: Rs 150 billion in interest-free Kisan Card loans is planned for the Rabi season as a whole. The government reports Rs 360 billion in interest-free loans given so far, with a 99 percent recovery rate.
- Set aside: Rs 17 billion for 1 million+ small farmers.
- Season plan: Rs 150 billion in interest-free loans for Rabi.
- Reported so far: Rs 360 billion given, 99% recovery (government reports).
Phase II Loan Terms — Rs 30,000 Per Acre
Under the Phase II poster terms, the Kisan Card gives Rs 30,000 per acre, up to a maximum of Rs 360,000. Farmers owning 1 to 25 acres can apply. Thirty percent is available as cash; the rest buys inputs such as seed and fertiliser from registered dealers. The loan is interest-free, which is the card’s main advantage over borrowing from private lenders.
- Per acre: Rs 30,000, up to Rs 360,000 in total.
- Land: farmers owning 1 to 25 acres.
- Cash share: 30% available as cash.
How to Register — SMS to 8070
Registration for the Kisan Card is done by SMS. Type PKC, then a space, then your 13-digit CNIC number, and send the message to 8070. The SIM must be registered on your own CNIC, or the message will not be accepted. After registration, the Agriculture Department checks the land record and eligibility, and successful applicants are issued the card through the Bank of Punjab.
- SMS format: PKC, space, 13-digit CNIC, send to 8070.
- SIM rule: the SIM must be registered on your own CNIC.
- Card issued: through the Bank of Punjab after verification.
Repayment — How the Next Loan Is Released
Repayment keeps the Kisan Card cycle moving. For the fourth round, bills were sent by 15 October 2026, and the repayment deadline was 26 October 2026. According to reports, the next loan is credited within 48 hours of repayment. Farmers should repay on time so that the next season’s credit is available without delay, and should keep their payment receipt safe as proof.
- Bills sent: by 15 October 2026 (fourth round).
- Repayment deadline: 26 October 2026 (fourth round).
- Next loan: credited within 48 hours of repayment, per reports.
Where to Spend the Card and Get Help
The Kisan Card is used at registered dealers for seed, fertiliser and other farm inputs, with part of the loan available as cash. Farmers with a problem can call the Agriculture helpline on 0800-17000 between 8am and 8pm. Bank of Punjab matters are handled on the Government Initiatives Helpline at 042-111-333-267. Never pay an agent for registration or a loan.
- Registered dealers: for seed, fertiliser and farm inputs.
- Agriculture helpline: 0800-17000, 8am–8pm.
- Bank of Punjab helpline: 042-111-333-267.
Contact and Helpline Details
| Service | Details |
|---|---|
| Register by SMS | PKC [space] 13-digit CNIC to 8070 |
| Agriculture helpline | 0800-17000 (8am–8pm) |
| Bank of Punjab helpline | 042-111-333-267 |
| Card issuer | Bank of Punjab |
Conclusion
The Punjab Kisan Card Rabi 2026 season is better funded than before, with the DAP limit raised to Rs 33,500 per acre and Rs 150 billion in interest-free loans planned. Farmers owning 1 to 25 acres can register by sending PKC and their CNIC to 8070, and the card covers inputs up to Rs 360,000, with 30 percent as cash. Repay on time — the next loan follows within 48 hours, per reports. Apply through official channels only.
FAQs
What is the Kisan Card DAP limit for Rabi 2026?
Rs 33,500 per acre, raised from Rs 30,000 on 29 October 2026.
How do I register for the Kisan Card?
Send an SMS: type PKC, a space, then your 13-digit CNIC, to 8070. The SIM must be on your own CNIC.
How much loan can I get on the Kisan Card?
Rs 30,000 per acre, up to Rs 360,000, for farmers owning 1 to 25 acres.
When is the next loan credited after repayment?
Within 48 hours of repayment, according to reports.
Who do I call for Kisan Card help?
Agriculture helpline 0800-17000 (8am–8pm) or Bank of Punjab 042-111-333-267.
Register by SMS to 8070 and check details with the Punjab Agriculture Department. Card services are handled by the Bank of Punjab.
The editor of epdpunjab.pk, covering the Environment Protection & Climate Change Department, Punjab and the CM Punjab Climate Leadership Development Internship Program 2026, with information verified from official sources.
